Insights
When clients partner with WellFull, they quickly learn the difference between a wealth coach and a traditional financial advisor. Their personal wealth coach takes time to truly understand their unique financial journey, family dynamics, and life aspirations, creating an environment where financial planning feels less like a formal business meeting and more like a collaborative conversation with a trusted partner.
The team’s proactive approach means clients rarely need to worry about initiating conversations about important financial matters — their coach anticipates needs and reaches out first, whether it’s about tax planning, estate updates, or market opportunities.
The Roth Conversion Window: Why Timing Between Retirement & RMDs Matters
Follow Nick Bernardo on LinkedIn The kind of person who should be thinking about a Roth conversion has changed since the SECURE Act passed. Before that law, if you inherited an IRA, you could stretch the withdrawals over the rest of your own life. That meant small, manageable chunks of taxable income spread across decades.…
WellFull Q4 Market Commentary
By Matthew Haraburda, CFP® & CFA® As we wrap up the third quarter, we wanted to reach out and share our outlook for the remainder of the year. The question on a lot of people’s minds right now is straightforward: how has the market remained so resilient in the face of so much uncertainty? From…
I Want to Sell My Rental Real Estate, But I Don’t Want to Pay the Taxes
Follow Nick Bernardo on LinkedIn A certain kind of conversation comes up constantly with real estate investors, and it usually starts the same way: “I want to sell this rental property, but I don’t want to pay the taxes on it.” Often, the person saying it has owned an investment property for years, sometimes decades,…